Global Acceptance
Use your card in 200+ countries with zero foreign transaction fees.
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Cards That Work for You
Summit Mortgage Bank credit cards offer global acceptance, generous rewards, and bank-level security — everything you need for modern spending.
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Cashback Rewards
Earn cashback on every purchase, with bonus rewards on select categories.
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Fraud Protection
24/7 monitoring and instant freeze capability for complete peace of mind.
Our Card Range
Choose the card that fits your lifestyle and spending habits.
Classic Card
Perfect for everyday spending with a low credit limit and no annual fee.
Gold Card
Enhanced rewards, higher limits, and priority customer support for frequent spenders.
Platinum Card
Premium travel benefits, airport lounge access, and exclusive partner discounts.
Business Card
Separate business expenses, set team limits, and get detailed monthly reports.
Built for Security & Convenience
Our cards use the latest chip and contactless technology with real-time spending alerts so you're always in control.
Contactless & Apple/Google Pay Ready
Zero Liability on Unauthorized Charges
Real-Time Spending Notifications
Instant Card Freeze from Mobile App
Ready to Apply?
Get your card approved instantly — apply online in under 5 minutes.