1. Acceptance of Terms

By accessing and using the services provided by Summit Mortgage Bank, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Account Registration

To access certain features of our platform, you must register for an account. You agree to provide accurate, current, and complete information during registration and to keep your account credentials confidential. You are responsible for all activities that occur under your account.

3. Permitted Use

You may use our services only for lawful purposes and in accordance with these Terms. You agree not to use our services in any way that violates applicable laws, infringes on intellectual property rights, or disrupts the security or integrity of our platform.

4. Financial Services

Summit Mortgage Bank provides digital banking services including deposits, transfers, and investment plans. All financial transactions are subject to applicable regulations and our internal compliance procedures. We reserve the right to refuse or reverse any transaction that we reasonably believe violates applicable law.

5. Fees and Charges

Certain services may be subject to fees. All applicable fees will be disclosed prior to completing a transaction. We reserve the right to modify our fee structure with reasonable notice to account holders.

6. Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated by reference into these Terms of Service.

7. Limitation of Liability

To the fullest extent permitted by law, Summit Mortgage Bank shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or goodwill.

8. Termination

We reserve the right to suspend or terminate your access to our services at any time and for any reason, including violation of these Terms. Upon termination, all provisions that by their nature should survive will remain in effect.

9. Governing Law

These Terms shall be governed by and construed in accordance with applicable financial regulations and the laws of the jurisdiction in which Summit Mortgage Bank is registered and operates.

10. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of our services after such changes constitutes acceptance of the revised Terms.

11. Contact

If you have questions about these Terms, please contact us at care@summitmortg.org or visit our Contact page.